High-Limit Disability Insurance

    The ways in which people cope with a loss of income are never desirable and can be downright disastrous.
    • Relying on spousal income
    • Drawing down investments
    • Asset liquidation
    • Government Support
    Needless to say, these options represent a drastic reduction in standard of living and decrease if not render unrealistic the ability to save for retirement, children’s education, or other goals. Relying on debt could prove even more destructive with bankruptcy or the loss of one’s home a real possibility. For longer disabilities, which are not uncommon, these are not viable solutions. Either in combination with your employer’s long-term disability plan, or as a stand-alone policy, an individual high-limit disability insurance policy plan will protect your income, lifestyle, and ability to provide for those who rely on you.